A solid financial plan helps you understand more than just your financial goals; you know exactly how and when you will need to use your money. The team at JonesKohanski understands the importance to individuals and families of having a financial plan. Our planners advise on how to build a secure financial plan—one that includes the most suitable and advantageous ways to save, invest, grow, and ultimately distribute your money.
Our financial planning expertise covers a range of short- and long-term financial situations, including planning for education expenses or buying a home, growing wealth for retirement, or planning for distribution of your estate’s assets.
Once we understand your dreams and goals, we are well positioned to advise you on such matters as:
- How much money you need to save to meet your goals
- Changes you need to make to stay on track financially
- Investments or other changes to consider to improve your tax situation
- Available retirement accounts (IRA, 401(k), Roth, etc.)
- The type of mortgage that is best for you
- Insurance options (life, disability, long-term care, etc.)
Most people do not take the time to fully understand either their current financial situation or their long-term financial outlook. Some postpone making important financial decisions because they are not sure of the best direction for them. Still others feel that financial planners deal only with wealthy people. If you fall into any of these categories, you are short-changing yourself and those who rely on you for financial security. Financial planning is necessary regardless of your level of income, and when you invest in the services of a financial planner, you have made a wise decision in terms of educating yourself and providing for a more secure financial future.